Any questions?

Below are some of the frequently asked questions about how to become a retail partner with West Creek Financial and what to expect with our financing options.

To apply with West Creek Financial, call (844) WESTCRK. We will email a retailer agreement to be completed. You can also go to our “contact us” page and provide your contact info so that we can reach out to you.
No, there is no cost to enroll as a retail partner with West Creek Financial.
We finance durable goods such as furniture, electronics, appliances, mattresses, etc.
Customers will fill out a short online application at your store. Around 80% of your customers will be instantly approved. Once we have the information from the invoice, customers sign the Lease Agreement electronically, in store, and the retailer provides West Creek Financial with its confirmation of delivery. Upon receiving confirmation of delivery, we will fund your account within 24-48 business hours.
You can instantly start financing customers! To help you become more familiar with West Creek Financial, we offer free training sessions to help you better provide West Creek Financial to your customers. Once your store is approved you will also be given online login information for your retailer portal, which allows you to stay up to date on the status of your customers’ applications.
Customers may be approved from $500.00 – $2,500.00. Amount of approval is dependent upon factors including income, banking history, length of employment, and verification of contact information.
West Creek Financial will initiate funding your account within 24-48 hours after the customer receives the merchandise. Funding will be initiated on Mondays for all leases processed Saturday and Sunday. All leases received before 1:00 PM MST on a business day will have funding initiated that same day. Our funding department is open Monday-Friday.
There is no recourse to the retailer. To the best of your ability, correctly explain our financing plan and verify that all signing documents are correct and accurately signed and dated. Verify the identity of customers by checking photo ID. Once all of the final documents are signed, and your account is funded, your obligation is limited to the customer service you would provide for repairs/servicing to all customers.
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More questions?

If you have other questions that we have not answered in the above FAQs, please get in touch

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