Simple. Fast. Transparent.
No-Credit Financing.


No Credit Needed

Don’t let credit issues stop you from buying the things you need. With West Creek’s high-tech, innovative decisioning there’s a good chance you’ll be instantly approved for financing, even if your credit score is low.

High Approval Rates

We understand that you are more than just a credit score. Our data scientists use artificial intelligence to offer higher approval rates to allow you to take home the things you need!

Fast and Easy

The West Creek process is fast and easy with no hidden fees. Just apply in your favorite store, and we’ll get you a decision within minutes so you can make the purchase you need, when you need it.

The Fast, Easy Solution for No-Credit Financing

Apply in your favorite store

Get an approval in less than 10 seconds

Make your purchase!

What West Creek Customers Are Saying

"I love this company and I have told so many about you all thank you!!!!" – Wendy Smith
"Awesome!!! Thank you so much for everything and your patience with me. I appreciate it all!  You have provided great customer service and have gone above and beyond with providing quick responses to my questions and requests. I can't thank you enough!!" – Michelle Davis