Simple. Fast. Transparent.

No Credit Needed Financing

Don’t let credit issues stop you from buying the things you need. With West Creek’s high-tech, innovative decisioning and 82% approval rate, there’s a good chance you’ll be instantly approved for financing, even if your credit score is low.

Fast and Easy

The West Creek process is fast and easy with no hidden fees. Just apply in your favorite store, and we’ll get you a decision within minutes so you can make the purchase you need, when you need it.

Radical Transparency

We want our customers to be educated about financing, which is why we send full lease details by text and make sure you know exactly what your payments will be before you make a decision.

How does it work?

Step 1

Head to your local
West Creek dealer

Step 2

Fill out a simple
application

Step 3

Take home
what you need

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Retailers

Let us help you
increase traffic and sales.

Learn More

What West Creek Customers Are Saying

"My mattress payments are very affordable. It's directly taken out of my account so I don't have to worry about remembering to pay."

"I like the reasonable payments, and the terms of their 100 Day Payment Option. They also report to the credit bureau. Look forward to doing continued business with them."

"The financing terms were laid out and easy to understand. It made financing a breeze."

"Service was friendly and helpful. The financing was easy as well."

"Very customer friendly. They give you a courtesy call to remind you about an upcoming payment. It’s helpful for me because I’m human and forget sometimes."

Reinventing Point of Sale Finance