No Credit Needed Financing

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Simple. Fast. Transparent.

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No Credit Needed Financing

Don’t let credit issues stop you from buying the things you need. With West Creek’s high-tech, innovative decisioning and 82% approval rate, there’s a good chance you’ll be instantly approved for financing, even if your credit score is low.

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Fast and Easy

The West Creek process is fast and easy with no hidden fees. Just apply in your favorite store, and we’ll get you a decision within minutes so you can make the purchase you need, when you need it.

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Radical Transparency

We want our customers to be educated about financing, which is why we send full lease details by text and make sure you know exactly what your payments will be before you make a decision.

How does it work?

Step 1

Head to your local
West Creek dealer

Step 2

Fill out a simple

Step 3

Take home
what you need


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Let us help you
increase traffic and sales.

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What West Creek Customers Are Saying

"My mattress payments are very affordable. It's directly taken out of my account so I don't have to worry about remembering to pay."
"Very easy company to deal with. Was approved very quickly and the payments are affordable."
"West Creek Financial has provided me with quality customer service. They assisted me with all of my needs promptly and professionally. I have had an excellent experience with them!"
"The financing terms were laid out and easy to understand. It made financing a breeze."
"Service was friendly and helpful. The financing was easy as well."